I’m broke. There. I said it.
Always believed that if I can’t confess to something, I’m definitely in denial.
Bank account-wise, I’m in a terrible state. I’m not living on credit (hell, I won’t let that happen), but I’m broke. Considering how I’ve been working for almost 3 years, I’m PATHETIC.
So I sat down and thought to myself, “WHAT AM I SPENDING MY MONEY ON?”. You’ll be pleased to know that I’ve come up with a list of items. Perhaps, you’ll be similar to me and you’ll think, “hell, I better do something about it before I end up like Joy”.
I spend SO MUCH on food it’s not even funny. I love eating. And to make matters worse, I love eating a variety of food. I can’t just order a burger at dinner. I have to order fries, wings, nuggets etc. on the side. I can’t just order a plate of fried rice. I have to order meat, vegetable, appetizers etc. I can easily order for four when it’s just the two of us. I’m a glutton and I won’t rebut that.
Food also includes morning coffee, after-dinner tea, snacks for work and of course alcohol. All these don’t seem like a lot when you buy them separately but when you put them together, geez, they add up to quite a bit. And then I spend yet another lump on the gym because I can’t just eat and not feel horrible about myself. WHAT A SILLY VICIOUS CYCLE! This brings me to my second point.
I pay about $150 for my Fitness First membership. Why? Because my company isn’t affiliated to Fitness First so I pay the full monthly fee. I could have signed up with other gyms that are much cheaper. But! There’s a Fitness First right down the road from where I work at, there’s also one that’s an MRT stop away from where I stay and they also have a nice big and quiet branch at Fusionopolis. They also have good classes and convenience is really important to me. I sometimes run during lunch (because evenings are meant for relaxing and pigging out) and it helps to make me feel less guilty so I guess this is the only item that I won’t be able to do much about.
It’s a known fact that I love travelling. I want to travel the world. I REALLY want to travel the world. The Earth is amazing, why coop up at home when there’s so much to explore! I do my best to sneak in a holiday (any holiday!) whenever I can.
Now, this is where the problem comes in. Most of the time, I only have time for a short getaway so I choose places like Bangkok, Krabi, Bali etc. It’s easy to think that you save more by going to neighbouring countries because there are budget airlines that get you there, the Singapore dollar’s strong blah blah. But no!! If you think about it, a “quick” vacation can easily cost you $1,000!
Let’s take a 4D3N trip to Bali for example. Give and take, this is how the breakdown will be like:
- Flight tickets – $320
- Accommodation (3-4 stars) – S$150 x 3 = $450
- Food and drinks and shopping – $400
Wow that’s already $1,170. Of course, you can share a room with your friend but my point is, these trips aren’t cheap! Save up and go on a really big holiday (if you can) :D
4. Online shopping
I cannot tell you how many times I’ve been stressed/frustrated at work and then I type asos into my google search bar. Free shipping, constant sale items. HOW NOT TO BUY! It would be foolish not to buy! Plus, there are now also lots of other local blog shops that have made payments so much easier. No more bank transfer or meetup blah blah. Just use paypal! Or your credit card. A dress costs about $30. That seems decent! BUY 3 DRESSES! $90! Bye bye money..
Moral of the story? Tahan. Or practice better self-control. Have a buddy. Someone that can help keep you in check. Confess everytime you make an online purchase. Remember, if you’re hiding your buys, you’re doing it all wrong. You’re in trouble! Save it and splurge on a nice bag (ok, I did not just say that *slaps mouth).
And oh yes! Bellabox! Glamabox! All these beautiful boxes priced at super reasonable prices, giving you the illusion that you get more bang for your buck. The concept is marvellous. But it costs money (not lots but still)! I’m not sure about the rest, but I now have a lot of sample bottles at home. Untouched. I have since cancelled my subscription. I’m fuss-free. Good ol’ Garnier works fine for me.
5. Movies, Plays, Concerts
What is there to do in Singapore? Eat. Shop. Watch movies! We’re lucky that we’re a country that’s bursting with local talent. Singers, plays and shows also love to come by Singapore because we’re an awesome country! Bad, bad, bad for me. I love going to live concerts, plays etc. So how? Spend money again. Le sigh.
There, I’ve told the world where I spend most of my money on. I can’t stop what I enjoy doing but I can sure as hell strive to be a better saver!
That is all.
Thank you for reading and I hope you save tons of money too!
Picture of my cute doggie, Seven, to end this post